Policies

FLEETWAY CAPITAL CORP. PRIVACY NOTICE

The protection of your nonpublic personal information is important to our Company. It is common for companies like ours to share your nonpublic personal information with affiliated third parties (a company that is related by common ownership or corporate control) and, in some cases, with nonaffiliated third parties.  Because we recognize that keeping your nonpublic personal information private is important to you, we would like to take this opportunity to explain our Privacy Notice.

About our Privacy Notice

Our Privacy Notice applies to those persons who obtain from us financial products or services to be used for personal, family or household purposes.  We are not required to make these disclosures to companies or individuals who obtain financial products or services for business, commercial or agricultural purposes.  While we are not required to maintain privacy policies with respect to our business, commercial or agricultural customers, they are also very important to us and we take steps to protect their nonpublic personal information, as well.  Our goal is to respond to your inquiries, to provide better customer service, and to provide products, services and other promotional information we believe may help meet your needs or be of interest to you.  This Privacy Notice explains:

The types of information we may collect about you

We may collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms, such as your name, address, telephone numbers, e-mail addresses, birth date, social security number, income and employment history.
  • Information about your transactions with us, our affiliated third parties, or others, such as your account balance, payment history, and your creditworthiness.
  • Information we receive from your consumer credit reports or a consumer reporting agency, such as your credit worthiness, credit score or credit history.
  • Representations made by you to us, such as your employment history, your account balances and payment histories, and your relationships with other persons or entities that you have listed as a reference.
  • Information we collect or that you provide to us when you visit our website, such as your name, address, telephone numbers, e-mail addresses. If you request e-mail contact from us or send us e-mail, we may retain your e-mail address and the messages themselves.

    We do not utilize “cookies” in connection with our website.  A “cookie” is an online device used to determine when a visit to the site has occurred and to track your activity within the site.  Cookies are often used online and do not harm your computer.  You have the option of programming your computer to prevent a cookie from being accepted.  Your visit to our website is completely anonymous, unless you choose to identify yourself by transmitting an inquiry or information to us.

The types of information we may disclose

We may disclose all of the nonpublic personal information that we collect about you, as described above to affiliated and nonaffiliated third parties.

The types of third parties to whom we may disclose information

We may disclose your nonpublic personal information to the following types of affiliated and nonaffiliated third parties:

  • Financial service providers, and Brokers, such as motor vehicles lenders or lessors, and insurance agents.

The categories of third parties to whom we may disclose information about you

We may disclose all of the nonpublic personal information that we collect about you, as described above to third parties that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, such as such as third parties who advertise or market our products and services, make customer satisfaction inquiries on our behalf, or provide internet related marketing services.  We are permitted by law to disclose information about you to third parties that perform marketing services on our behalf and/or to other financial institutions with which we have joint marketing agreements.  We are not required to give you the opportunity to opt out of such disclosures.

How we protect the nonpublic personal information we collect about you

We take our responsibility to protect your nonpublic personal information seriously. Whenever we collect information about you, we restrict access to your nonpublic personal information to our employees and those third parties who need the information to respond to your inquiries, to provide better customer service, and to provide products, services and other promotional information we believe may help meet your needs or be of interest to you.  We explain the importance of protecting your nonpublic personal information to our employees and take appropriate measures to enforce employee responsibilities regarding our Privacy Notice. We also maintain physical, electronic and procedural safeguards to protect the confidentiality and security of the information we collect.  We require any third party who receives information about you from us to agree to keep that information confidential and to use the information only for the purposes for which it was disclosed.

WHAT IF WE CHANGE OUR NOTICE?

We reserve the right to modify or supplement this Policy at anytime. If we make any material change, we will update our Site to include such changes. We recommend that you review this Policy regularly for changes.

How you may instruct us not to disclose certain information about you which we are not otherwise permitted to disclose by law

If you are comfortable with our Privacy Notice and do not mind if we disclose your nonpublic personal information in order to respond to your inquiries, to provide better customer service, and to provide products, services and other promotional information we believe may help meet your needs or be of interest to you, then you do not need to take any further action at this time.

If you prefer that we not disclose your nonpublic personal information to the types of affiliated and nonaffiliated third parties described in this Privacy Notice, and you have not completed an Opt Out Form provided by us or one of the affiliated third parties listed below, then you may direct us not to make those disclosures as follows:

  • To opt out in person:  You may complete the attached Opt Out Form and deliver it to our office manager at our company at 100 Ross Road, Suite 203 King of Prussia PA 19406
  • To opt out by mail:  You may complete the attached Opt Out Form and return it by mail within thirty days of your receipt of the Form to: Fleetway Capital Corp., Attention: Office Manager-OPT OUT FORM, at 100 Ross Rd. Suite 203, King of Prussia PA 19406
  • To opt out by phone:  You may contact the Office Manager at 610-962-9292 within thirty days of your receipt of the attached Opt Out Form.
You may also have additional privacy rights under state law.  Please remember, however, that even if you decide to opt out of having your nonpublic personal information disclosed to certain third parties, we may still disclose nonpublic personal information about you as permitted by law.

If you are opting out for the first time, it may take up tofour weeks to process your request.  Your decision to opt out will apply to all financial products and services you obtain from us and the affiliated third parties listed below. 

This Privacy Notice and your opt out decision applies to our Company as well as the following affiliated third parties:  Fleetway Leasing Company.

We appreciate your business and the opportunity to assist you in understanding our Privacy Notice.  We hope that you have found this information to be useful and appreciate the opportunity to continue to serve you in the future.