Our Programs

Fair Market Value - True Lease

For those worried about obsolescence, this plan offers the most options during and at the end of lease. It is also particularly beneficial to those who want to have both a small security deposit and a relatively low monthly payment. A True Lease allows the most cost to be deferred to the end of the lease, when a decision to retain or upgrade the equipment can be made. At lease end, the equipment can be purchased, returned, or the lease extended.

$1.00 Buy-Out

For those who are fairly certain they wish to purchase the equipment at the end of the lease term, this is the recommended plan. At the end of the lease term, the equipment is simply purchased for $1.00 (A nominal charge for processing the title transfer may also apply.) This plan is not available in Florida, Arkansas, Nebraska or Texas.

10% Security Deposit Plan

This program offers the lowest monthly payment and may therefore be especially attractive when a security deposit of 10% of the equipment price is affordable. End-of lease options still apply: the deposit can be applied to the purchase price of the equipment, the lease can be extended, or the equipment can be returned and the deposit refunded

Leasing Plans for New Businesses

While our standard leasing plans are available for companies in business for more than two years, we also have a plan to help newer businesses have access to the equipment they need. Firms which have been in business for as little as six months may qualify. Under this plan, lease terms of up to 36 months are available - 24 months if the business is less than one year old - for equipment of up to $15,000 in cost.

Seasonal Lease Plans

This program is sometimes called a "skip payment" plan, because it allows up to three previously specified monthly payments to be omitted each year, an especially attractive feature for seasonal businesses.

Step-Payment Plan

Permits lower monthly payments during the first year or two of a lease. Deferring higher monthly payments with this plan is particularly appropriate for businesses deciding to acquire equipment while allowing for growth.

90-Day Deferred Plan

The first three monthly payments are deferred, so lease payments are made when the new systems or equipment have had more time to begin generating revenue.

If you see a program above that fits your needs or if you have any questions about our programs, please call us, contact us or fill out one of our applications to the right.